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Pitfalls of Buying A Used Car Unfortunately the world contains too many fraudsters and charlatans, and some of them sell cars to unsuspecting members of the public. If you have any doubts about a used car you wish to buy, then there are things you can do to protect yourself. Car parking: which gender really is the best? In the men versus women debate, who is really the better driver? And, who is more skillful at parking? According to both parties, each holds pole position, but statistics reveal a mixed picture. Can the car insurance industry provide the answer? The Tower of London: A Glance into History Visitors to London have a wealth of tourist attractions to spend their time visiting, but few offer such a vivid glimpse into the capital’s rich history as the Tower of London. Funky promo items: what are best? Choosing which promotional items to give away isn’t an easy decision. Do you opt for tried, tested and traditional, or will you travel the rather riskier fresh, funky and fanciful route? No Stars So Lovely: Edinburgh’s Magic and Mystery From Arthur Conan Doyle to JK Rowling, from Sherlock Holmes to Harry Potter, Edinburgh has inspired a plethora of literary masters and their creations. And when visiting the Scottish capital, it’s easy to see what inspires such mystery and magic. Can anyone afford to drive in central London? The bigger the car you own, the more you will pay to run it, fuel it and drive it. But, many in the motoring industry are questioning whether the taxation and congestion taxes imposed on large vehicles are merely a cynical, revenue raising exercise. Could Now Be The Right Time To Remortgage? The mortgage market is tough for first time buyers, but lenders seem keen to please one group of borrowers; those who already have a home. Visit London: A City Full of Easter Promise A city full of possibilities, London has something to offer everyone this Easter. Employment law versus human rights law – The saga of CCTV cameras The UK has more CCTV cameras per person than anywhere else in the world, giving many due cause for concern about data protection and right to privacy. Booking flights on the internet: great choice, or frustration and confusion? Booking cheap flights on the internet has now become a bit of a nightmare as there is too much choice; plus many of the operators draw you to their sites from search engines, but don’t actually offer the flights you want, completely wasting your time! Earthquake shakes finances as well as homes Earthquakes are uncommon in the UK; but when they do hit, they not only have the potential to cause untold damage and injury, but can also cause serious financial problems. Brits start to reform their ways While many are still addicted to shopping, a significant number of Brits have resolved to change their ways and put more money aside in a savings account. Mortgage non-payer and 'squatter' awarded house A court decided that Djabar Babai should be awarded the home in which he has lived in for the past 16 years because Nat West took too long to attempt to repossess the property after he stopped paying the mortgage in 1993. Simple steps to save money As many families are likely to come under increasing financial pressure during 2008, advice has been offered which could reduce bills and save money. Women step aside when it comes to sorting house move finances Recent research shows that although the majority of couples choose their new house together, women tend to leave it to the men to sort out finance for the move. More Brits considering equity release as they approach retirement Younger generations are more likely to release equity to help them with retirement; highlighting the fact that many have not invested enough in pension schemes and savings accounts. Hello darling, I’ve got an expensive secret! Nearly 1.3million Brits have secret loans that their nearest and dearest know nothing about. To make it worse many are paying over the odds in an attempt to keep their borrowings secret from their loved ones. Experience horticulture innovation at the RHS Spring Flower Show in Cardiff This year’s RHS Spring Flower Show in Cardiff looks set to be the most exciting yet with enthusiasts and tourists alike converging on the Welsh capital. Avoid risk and be an informed car buyer Make sure you are negotiating from a position of strength when you buy a used or new car. Follow some simple rules and you should be in a great position to get the best deal. Belgravia; sedate, exclusive & diplomatic Belgravia is one of London’s most exclusive districts, and as well as being home to some of the capital’s most expensive residential properties it also forms the heart of the UK’s foreign diplomatic community in London. Get Car Credit - Even With A Bad Credit Rating Even with a bad credit rating you should be able to get car credit to suit your needs and budget. Prepare well before plunging into buy-to-let or becoming a landlord There are many things to consider before getting into the buy-to-let market, but you can prepare fully by being realistic about costs, anticipated occupancy levels, and ensuring you and your property are adequately insured. Forgotten Valentine's Day? How to rescue the romance Your partner might consider your forgetting of Valentine's Day to be a licence for terminating the relationship; however there are ways to rescue the romance if you play your cards right. Step by Step: Walking for the Cancer Cause With hundreds of charity walks taking place throughout the country every year, using your own two feet to raise money is one of the easiest ways to help people affected by cancer. Motorcycle sport hits bingo jackpot! The governing body of motorcycle sport, the Auto Cycle Union, has been made one of the beneficiaries of a new bingo game to be broadcast on digital TV, and has pledged to plough its windfall into developing the sport at grass roots. Darwins take Life Insurance fraud to new level The amazing story of missing canoeist John Darwin who ‘returned from the dead’ after his wife had benefited financially from his ‘death’ continues to unfold as fresh allegations against the couple emerge almost weekly. Spring short breaks sound appealing! Fed up with winter? Well, spring is just around the corner and with it the opportunity to take advantage of longer days and better weather by getting away for a short break. Wife chooses murder over debt consolidation loan Rather than apply for a debt consolidation loan to pay off the debt that she had run up without her husband knowing, Kate Knight decided to murder her husband and cash in his life insurance to clear what she owed. Alton Towers – much more than a stately home Alton Towers may have started life as a stately home based on a country estate, but it is now a top theme park and an ideal place to take the family for a spring break. Spoilt for choice: loyalty schemes as a means to keeping customers coming back It would seem that variety is indeed the spice of life. Not only does it provide the consumer with real choice, but it also encourages companies and retailers to give something back to the consumer. Mortgage lending for 2007 hit record levels Mortgage lending during 2007 hit record levels, although that was largely due to exceptional performance during the first six months of the year, leading the Council of Mortgage Lenders to issue a warning on the state of the mortgage market. Housing now costs more than food in most British households A publication issued by the Office of National Statistics has compared household incomes and expenditure from 1957, when the government agency first started collecting information, to similar data in 2006 - with some surprising results. Pensioners play in the park The Dam Head estate in Manchester has introduced a ‘pensioner’s playground’ for its older residents, and they absolutely love the benefits it brings, not just improved fitness but also a place to meet and help combat loneliness. Exhibition Displays: Top 5 Do’s and Don’ts for Exhibition Success There are so many variables to consider when taking part at an exhibition that sometimes creating a “successful” stand isn’t easy. The period of easy credit is well and truly over Due to the combined effects of the credit crunch, higher mortgage repayments, fuel bills and other domestic costs many more people are expected to seek professional debt advice during 2008. To mod, or not to mod: that is the question When a standard factory-built car is just not enough, owners are turning to aftermarket parts and modifications in their droves, to make their vehicle their ultimate dream machine. Making Sure Your New Business is Fully Accessible If you have recently set up a new business, you’ll want to make sure customers can reach you at all times. That’s why it’s important to take advantage of new technology to ensure they can. Putting insomnia to bed: a comfortable sleeping environment is key to a good night’s rest With so many people in the UK suffering from some sort of sleeping disorder, it is worth assessing the set up of a bedroom and establish whether any changes can be made. How to Easily Afford a New Car If you need a new car in a hurry, finding the cash isn’t always easy. But there is a way to get the car you need in double quick time, even if you have bad credit. Literary London: On the Trail of the Capital's Most Famous Authors The British capital is a treasure trove of booklore, having provided the setting, home or inspiration for hundreds of classic titles. If you're a bookworm, a London literary tour is a must. Getting in Touch Without Paying a Penny There are plenty of ways to contact other people nowadays, thanks to the power of the internet. The problem is how much each method will cost you – but there are ways to keep the bill down and sometimes you can even do it for free. It’s never too early to prepare for Christmas 2008 Prepare well in advance for Christmas and you won’t need to take a spa break to recover afterwards! The West End is still drawing the crowds! The top ten longest running productions in the West End have been staged for a staggering combined total of 182 years. But in addition to those enduring classics new productions open weekly as theatre-land goes from strength to strength. The Umbrella Vending Machine, a Business for a Rainy Day Even though entrepreneur Charles Ejogo won investment on BBC2's Dragons Den, the deal fell through, leaving his start up company high and dry. Despite this, the all important publicity he obtained enabled him to go on and create his own umbrella vending machine empire. Suits you, sir: looking smart whilst still looking the part in a fashion-conscious society Whether it’s a new job in the New Year, or a night on the town with a group of friends, this season’s hottest look will ensure the right image is portrayed. A skinny black suit is the height of fashion, and complimented with a slim tie and white shirt, this will go a long way towards looking the part. Managing credit card debt in the New Year For consumers feeling the financial hangover of the Christmas period, a few simple steps can ensure this year will be easier on your conscience and wallet. Finding the Right Software Solutions for Your Business Most businesses use computers to help them run their day to day operations, but every business has different needs. It is important therefore to decide which software solutions are right for you. UK Theme Parks: 4 of the Best The UK has dozens of theme parks offering a great array of rides, themed areas, animal attractions and other entertainment; learn more about four of the best; Drayton Manor, Alton Towers, Legoland and Chessington World Of Adventures. Give appropriate business gifts at Christmas Giving corporate gifts at Christmas could cause offence and damage to your business if the gifts are inappropriate. As many traditional items such as alcohol are taboo to give as gifts these days, you must ensure anything you give is appropriate. A merry Christmas and a skint New Year? Time to think again The meaning of Christmas is changing, with stress, overspending, debt and other worries including ethical concerns at the forefront of many people’s minds. Being sensible with cash and considering what you really want can save money and woe. Welcome to a new Christmas tradition! Christmas is a time to be with loved ones, but if they live some distance away it can be difficult and expensive to stay in touch. However, exciting developments on the internet mean that even families on opposite sides of the globe can now stay in touch, both easily and cheaply. Outsourcing may increase efficiency and innovation in public sector There are many controversial issues surrounding questions of how public services are to be funded and provided, and both sides of the nationalisation vs. privatisation debate are hotly contested. Public sector outsourcing proposes a compromise on ownership and control of essential services. Making the Most of a Pay Rise Everyone loves a pay rise, but not many people give proper consideration to how it can help them, either in the short or the long term. However, that extra amount of money could come in very useful. Be prepared: essential tips for safe driving in poor conditions As Britain prepares for unpredictable winter weather, it’s important to remember road and vehicle safety; and there are lots of ways to reduce risks when driving. More children studying finance exams Schoolchildren can now opt to study for personal finance qualifications, and since their introduction in 2005, over 10,000 pupils have signed up to sit the examinations. Debt consolidation loan on borrowed time? New powers extended to the OFT could sound the death knell for the Debt Consolidation Loan; the key will be how strictly the legislator interprets the amendments to the Consumer Credit Act. Darling announces changes to help savers The Chancellor of the Exchequer, Alistair Darling, has revealed changes to the compensation system which will help savers in the event of another financial crisis. Equity release schemes more widely available Going against the current market trend equity release lenders are easing their lending restrictions by including younger people in their lending criteria, and providing a route to lending that might have been denied certain borrowers. Don’t give fraudsters a very merry Christmas! Fraudsters love Christmas, as it is the time of year when we spend more, especially online, which gives cyber criminals more opportunity to get hold of shoppers’ credit card details. Make sure you do all you can to prevent that happening. Young Britons are keen to save - but don't trust their parents with their cash Adults could learn a lot from children when it comes to managing their finances, it has been revealed, although financial education in schools still needs to be improved to ensure that in later life Britons save rather than overspend. Homeowners face grim future on expiry of fixed-rate deals The Council of Mortgage Lenders estimates that 1.4 million homeowners nearing the end of their cheap fixed-rate mortgages taken out before five interest rate rises, will be in for a shock when they find out how much they will need to pay once their deal expires. Used Car Finance: how to sort the bangers from the best deals Buying a used car is always a bit of a gamble; though there are thousands of perfectly good vehicles out there, how do you tell the bangers from the best deals to ensure you don't get ripped off? Tutankhamen & treasures of the Pharaohs visit London Tutankhamen & the treasures of the Pharaohs exhibition is currently on display until the end of August 2008 at the O2 in Greenwich, London, where you can view almost 130 amazing artefacts from the tombs of ancient Egypt. From one screen to another: the rise of online TV As the internet is becoming a hub for all media, TV channels are making their programming easily available online. The Advantage of Offshore Financial Outsourcing Offshore financial outsourcing is usually perceived as a way for a company to reduce costs, which it does, very effectively. But companies should evaluate benefits beyond cost savings, if they are to make the most of the offshore advantage. Identity theft in the internet era: safe-guarding against credit fraud Identity theft and credit fraud are major concerns for many consumers, so it makes sense to take extra care when transacting online. Overseas ‘buy-to-let’ acquisitions on the rise As the steam finally seems to run out of the UK residential property market, more ‘buy-to-let’ investors are looking abroad for opportunities to make speculative investments. Get away for Thanksgiving If your family is spread across the globe, instead of trying to get them all to the USA for Thanksgiving, why not all meet up in an exciting European city like London? Direct debit: making life - and fraud - easier The number of people realising the advantages of using Direct Debit has increased dramatically, thus attracting fraudsters and increasing the need for solutions to stop it. Credit cards used to pay housing costs Recent research from leading UK housing charity Shelter has exposed that almost one million people are paying their mortgage or rent with high-interest credit cards, in a strategy that could pave the road to ruin for the card-holder.

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