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Paul McIndoe's Articles in Credit and Loans

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Insolvency figures buck the predicted trend Although the number of insolvencies fell towards the end of 2007, those figures may be due to exceptional circumstances as many are predicting that 2008 will see a record number of individuals going bust. Northerners most generous at Christmas Recent research has identified that people in the north of England spent more in the seven days before Christmas than anyone else in the country, and that those living in the South East and Anglia spend least Consumers 'should be more educated when it comes to borrowing' Credit Action has championed education as a way in which the government can convince consumers to borrow only when they are able to make repayments and thus avoid spiralling into debt.